The third wave ofdelivery is well on its way, with millions of people set to get their on or around April 7 as or through the mail ( ). This represents a new phase in delivering the third , and it takes into account (but not ) and people receiving from the IRS. There are adjustments that will go out on a weekly basis to people who got partial checks — without you .
While over 130 million stimulus payments have been sent or are en route, your delivery may not be done yet. The presence of weekly plus-up payments means millions of people didn’t get the total amount they’re owed, and the IRS knows it. But what happens if there’s a mistake and your automatic adjustment never arrives? What if there’s a complication with aor a new , such as a ?
We dig into the details about the deal with hunting downor , why you need to keep this , what could and how to , including triggering a . That’s why it’s important you know . We explain more below. In the meantime, here are , discussion of a and details on and . This story was recently updated.
Plus-up payment delivery: What it is, what we know
The IRS said it closedpayments by March 24, but if the IRS owes you any money because of your 2020 taxes (see that section below), you’re eligible to get an electronic transfer of the difference, directly to your bank account. If the IRS doesn’t have your details on file, you may receive a paper check, as an adjustment called a .
The IRS said it will continue to send these plus-up payments on a weekly basis as itand reevaluates payments.
How you’ll receive your new stimulus check now (if not a plus-up payment)
If you’re getting your new stimulus check delivered now, expect to receive itas a paper check or .
However, if you’re an SSA. (More details below.)who has a Direct Express benefits card, you should get an electronic transfer. Otherwise, look for a check in the mail, but not an EIP card, according to the
Note that it could take days between the date the IRS or Treasuryand when you receive it, especially if your check is delivered through the mail. If you .
Stimulus check payments so far
|Direct deposit||Paper checks||EIP card||Direct Express card|
|First payment batch, March 17||90 million ($242 billion)||150,000 ($442 million)||Not released||Not released|
|Second payment batch, March 24||17 million ($38 billion)||15 million ($34 billion)||5 million ($11 billion)||Not released|
|Third payment batch, including Social Security, April 3||2 million, including “plus-up” adjustments ($5 billion)||2 million ($5 billion)||Not disclosed||Not disclosed|
You can track your stimulus payment status — here’s how
The IRS updates itsdaily. This online app shows the status of your payment, including when a check is scheduled for delivery. The IRS portal also flags if there’s a problem with your payment that you may need to address, but it doesn’t tell you the amount you’ll receive. The tracker also shows payment status for SSI and SSDI beneficiaries. You can use a free tool from the USPS to .
Why your stimulus check delivery could be divided or delayed
Here’s more information onwith your stimulus check.
Stimulus check delivery start and end dates
|Stimulus bill signed into law||March 11|
|First direct deposits made||March 12 (provisional), March 17 (official)|
|First paper checks sent||Week of March 15|
|First EIP cards sent||Week of March 22|
|Last day to get direct deposit||March 24, unless you receive a “plus-up” adjustment for 2020 taxes|
|First Social Security, SSI, SSDI payment sent||Weekend of April 3, most arriving April 7|
|First plus-up payments||Weekend of April 3|
|VA benefits for veteran nonfilers||Mid-April, more details to come|
|IRS deadline to finish sending checks||Dec. 31, 2021 (mandated by the bill)|
|Last date to receive a check||January 2022 (if mailed checks sent late December)|
|Final claims for missing stimulus money||2021 tax season likely (in 2022)|
What if you’re missing part of your money?
There are several reasons the IRS may owe you stimulus money after it sends out the third round of checks.
For example, the agency may have processed your 2019 tax return before it received 2020 tax forms and you’re entitled to a bigger payment. If this is your situation, the IRS said it will automatically evaluate if you qualify for more money after it according to the IRS.. It will then send you a supplemental payment for the difference between what you originally received and the amount you now qualify for. You don’t need to take any action to receive this supplemental payment,
If youor added a in 2020, the IRS said it will also automatically send you a supplement payment once it receives your taxes this year.
But what if a clerical error accidentally left out a? Or perhaps your payment never arrived or was ? The IRS may provide a way to file for missing stimulus money before the Dec. 31 deadline. If not, you , when you file your 2021 taxes in 2022 (even if you’re a ).
How to report a problem with your stimulus payment
The IRS doesn’t want you to call if you have any issue with the delivery or amount of your stimulus check. So what to do instead? Our guide walks you through, including checks that never arrive (try ), direct deposit payments that go to the wrong account and other issues.
How your 2020 tax return could affect your check’s delivery date
Taxes are now. So how will the IRS figure out how much it owes you? It will based on the most recent tax filing it’s processed at the time it’s ready to tabulate the amount of your stimulus check.
If youand you , your total will likely be based on your 2020 , not on your 2019 AGI. That presents complications if the difference between the two years .
On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you’ll need to claim the difference at a later date. Note that if you filed your 2020 taxes after you got your stimulus payment, this IRS is working to send the catch-up payments now. (Learn more about some of the .)
Social Security, SSI, SSDI, veterans, more: What to know about your payment schedule
For those who receive the IRS said., the IRS said it’s reviewing data for Veterans Affairs benefit recipients and expects to determine a payment date soon, with payments possibly going out by mid-April. VA beneficiary payment information will in the future be available in the Get My Payment tool,
Note that you’ll most likely get the electronic payment transfer if this is how you normally receive benefits, and if you didn’t file taxes in 2019 or 2020. But, some in IRS’ Non-Filers tool, which is now closed. The SSA says this group will not receive an EIP debit card. Here’s our complete guide to .could receive an automatic payment sooner if they got a by using the
Stimulus checks could still be arriving through the end of 2021 by law
Although the IRS and Treasury are sending stimulus checks now, the agencies have until Dec. 31 to complete distributing the third payments. That’s good news in the sense they aren’t facing a compressed deadline to send out all the checks, as they did with the second stimulus check in December, which only gave them a 17-day window to get the payments out.
On the other hand, the nearly nine-month delivery window also means some people may find themselves waiting for their payment, for a variety of reasons. We’ll have to wait and see how the IRS deals with any fringe issues that arise, such as the need to claim missing money.
Additional details about your stimulus payment you may need to know
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are additional guides for:
And here’s everything you need to know about the, and every way the .